OneMain Financial is an individual loan lender located in Evansville, Indiana, with a comprehensive branch footprint that is nationwide. It had been created in 1912, and after a few purchases, the organization had been ultimately bought by Citicorp last year and sold to Springleaf Financial in 2015.
OneMain provides loans to people who have woeful credit or perhaps in credit rebuilding stages, if you fall for the reason that category, the financial institution is an option that is no-frills quickly solves short-term money requirements. nevertheless, borrowers with better credit rating might find reduced prices at other banking institutions or credit unions. In addition, OneMain only relates to signature loans and a scheduled system they call the automobile purchase loan.
OneMain at a Glance
WhatвЂ™s interesting about OneMain Financial
People with substandard credit must look into that loan with OneMain since no minimum credit score is needed to qualify. The lender will accept an automobile or similar asset for collateral if other financial issues prevent eligibility for an unsecured personal loan. Pledging security might entitle one to a diminished APR or a bigger loan quantity. Choices from OneMain frequently happen fast, therefore qualified personal borrowers seekers may have their money in the day that is same use.
OneMain sticks out as being a choice that is viable borrowers who want to conduct company face-to-face. With more than 1,600 branches in 44 states, people to locate individual loans wonвЂ™t have actually a nagging problem getting a branch.